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Types of Car Insurance – Know Your Options

People may want to know different kinds of car insurance. In this article, we will look at the main kinds of car insurance and how they can help you in case of an accident.

First of all, there is a general type of insurance. This is a more expensive option than the others, and it only covers your car if you have an accident. You need to consider that your policy only covers you in case of an accident that is on the road, so if you drive around in a rented car or other vehicles that are not on the way, then you are not covered by this policy.

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There is also the second type of car insurance. The main advantage of this is that it can cover all your car needs and you are not required to have a contract with any one company. Therefore, it is a more expensive option, but it does have more coverage.

Then there is the third type of car insurance. It is less expensive than the other models, and it is similar to the second type but not quite as steep. This type is for when you do not drive your car, and you have another person drive it for you.

Then there is the comprehensive insurance. This is a type of insurance that will cover all aspects of your car. If you do not own your vehicle, then this will give you coverage for that.

The fourth type of car insurance is third party insurance. It is a type of insurance that covers all of your car’s needs. You do not need to purchase anything, so it is the most affordable option in this category.

The fifth type of car insurance is high mileage options. It covers you when you drive less than fifty miles per day and more than one hundred miles per day. Therefore, it covers you in the event of an accident in your car.

Hopefully, now you can understand the various types of car insurance and the advantages and disadvantages of each one. You can now decide if you want to have the most expensive of these four types of car insurance or the cheapest.

If you would like to read more about this topic, we recommend reading this article.

Ron Hitge Administrator
We hope you enjoyed this article by Ron Hitge. Ron provides information to South Africans to help them get the best car insurance rates, without losing out on coverage. He loves to share his insurance knowledge and life experience online, and does his best to keep his blog up-to-date and relevant.
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