About Liberty Life’s Hospital Plans
Hospital plans are an increasingly popular health-insurance alternative that offer a range of benefits such as coverage for emergencies and existing conditions. Instead of paying a fixed monthly premium like with medical insurance, hospital plans require members to pay a certain amount each month in return for these benefits. These can include prescription drugs, dental care, hearing aids, maternity leave and psychotherapy services. In South Africa, hospital plans were introduced specifically to help those living in rural areas who cannot afford private medical help.
When selecting a plan in South Africa it is important to consider the cost of the policy along with any co-payments or deductibles associated with it; also check if your chosen healthcare provider is accredited by the governing body responsible for setting quality standards and guidelines for hospitals. Hospital plans may not cover pre-existing conditions or long-term illnesses so be sure you understand what your plan does and does not provide before signing up.
