It is important to know that if you are using your car for transportation purposes, you cannot use a regular car insurance policy. You must have a plan that is specifically designed for the transportation of passengers.
As with regular car insurance, Uber insurance covers accidental damage to your vehicle, theft and hijackings, natural disasters, fires, and damage to a third party or their property. The additional cover includes passenger liability cover and personal accident cover. Roadside assistance, towing and tracking could also be covered.
Remember, it is a big responsibility to transport passengers, and if something should happen to them, you will be held responsible. Ensure you have adequate cover to protect yourself should something go wrong.
To get quotes, please complete the quotation form on this page. A friendly consultant will get back to you with the best quotes.
Learn More About Uber & Taxify Insurance
It is safe to drive an electric car with Uber Insurance in South Africa. Currently, no drivers have the permits to be on the roads and there have been no reported accidents. In some parts of the country, road accidents do occur due to negligent driving; however, Uber’s service system remains reliable. Even though there are limited taxi services in cities such as Cape Town or Durban, private cars are used instead.
Once you book your trip through Uber, you can look into what type of coverage comes with it. If you opt for their ECR (Electronic Transfer Register) system then you will be able to view if any insurance is included should an accident take place – this includes protection for both the driver and passengers’ possessions.
The insurance scheme offered by Uber typically covers up to fifteen thousand per person but could increase up to twenty-five thousand per person depending on how serious the incident was and who provides the policy (the company may provide evened out coverage). Additionally they offer physical insurance which guards against any damage done during a ride and liability coverage that ensures financial compensation should a passenger suffer from losses caused by another party while travelling in one of their vehicles.
In order to get liability cover directly from them or compare different companies yourself firstly apply for an insurance plan with them before finding a suitable package that meets your budget needs.