Here is a list of some of the most searched-for car insurance companies in South Africa.
- Hippo (Not a insurance company, but quotes provider)
- iWYZE (by Old Mutual Insure)
- Auto And General
- Prime Meridian Direct
- Old Mutual
- Dial Direct (Reviews)
- Mutual And Federal
- First For Women
- Naked Insurance
- Alexander Forbes
- King Price (Reviews)
Some Tricks to Help You Find The Right Insurance Company
There are several ways you can go about to find the best car insurance company for your personal needs. The good news is that this can be done online, via email or phone. Therefore it would not even be necessary to leave your home or office.
One way is to use an online insurance quotes aggregator like InsurAcar or Hippo to compare quotes from different companies. It is essential to compare policies from companies that are as similar as possible. This means that if you request a quote for Comprehensive Cover from one company, do not compare it to a Third Party, Fire & Theft policy from another. Also, ensure that the excess amounts are the same for all the quotes you compare. Failing to check this, may make it seem like one company is much cheaper than another when it actually isn’t. It is also possible to go to each insurer’s website and request a quote from there. However, this means that you will have to enter your details separately at each site.
Another way is to ask around at the car repair shops. They deal with insurance companies regularly and will be able to tell you which companies do not want to pay out, or continually rejects claims.
Finally, you can check a review website like HelloPeter.com for reviews about the different insurance companies. Here you will be able to see the exact problems people had with the insurer and even see their response to the review. Remember that these sites are mostly used for complaints – angry people tend to leave a review much easier than those who are satisfied with their insurer. For this reason, you will see much more negative reviews than positive ones. Do not let this discourage you from using a particular insurer. Instead, use this platform to see how companies respond to their customer’s problems, rather than looking at the negative ratings alone.
We hope these tips will help you to find the affordable company for your needs. Good luck in your search!